No-Credit-Check Loan in Minnesota

If you have bad credit or no credit, and you can’t rent-to-own — no problem. 

Since rent-to-own isn’t an option in Minnesota, SmartPay offers a no-credit-check rent-to-own alternative. With a 25% down payment and a no-credit-check loan from SmartPay, you can order the Dakota Storage Building shed or garage you want immediately, and lock in your purchase price.

No-credit-check loans apply to delivery only, not built-on-site options.

For more information or to apply for SmartPay's no-credit-check loan program, call us at 605.202.7079 or fill out the form on this page.

Once your no-credit-check loan agreement is in place, SmartPay will work with you to set payments that can be automatically deducted from your checking account or charged to your debit or credit card with the option to change payment methods at any time.